How Long Can a Collections Account Stay on my Credit

How Much Will a Foreclosure or Short Sale Hurt My Credit

Foreclosures and short sales can be Both foreclosures and short sales are usually the results of a borrower’s inability to continue making payments to the lender...

Late Payments: Yup, Just One Will Hurt Your Credit Score

Late payments may not seem to be that big of a deal. Let’s not sugar coat this. Yes, your credit will take a hit if you’re..

How much will a negative item hurt my credit score?

Based on CreditCards.com and CNNMoney, a single negative in your credit may cost you over 100 credit score points. Any time a debt or a loan..

Credit Repair: The Tools You’ll Need

What is Credit

A credit score is a measurement of a person’s likelihood that they will pay back a loan, credit card or mortgage. Scores also factor in how..

Borrowing: A Tale of You, Joe, Bob and Money Borrowed 

Borrowing can be a necessary evil. Let’s say you borrowed money from your friend Joe. Joe would be the creditor of this debt, the original creditor. And,..