Bankruptcy Chapter 7 or 13

Needs work to clarify bankruptcy chapters, i.e. 7, 11 and 13 -td Bankruptcy is also an option for debt relief, although it is the least desired..

How much will a negative item hurt my credit score?

Based on CreditCards.com and CNNMoney, a single negative in your credit may cost you over 100 credit score points. Any time a debt or a loan..

Credit Repair: The Tools You’ll Need

What is Credit

A credit score is a measurement of a person’s likelihood that they will pay back a loan, credit card or mortgage. Scores also factor in how..

Credit Repair can lead to a perfect Credit Score.

Canceled Debt Is it Taxable or Not



Handling Debt: Account Validation vs. Debt Resolution

Handling debt can be a problem for many. If you run into problems handling your debt, you have several options available to you. Handling Debt and..

Death By Interest

Debt Principle & Interest # Pay-off Yrs. Est. Min. Payment $8,000 $16,301.27 38 yrs. 2 mos. $184.00 $10,000 $20,376.59 42 yrs. 9 mos. $230.00 $15,000 $55,370.41..

Invalidated Debt: What is it?

Invalidated may leave you wondering what to do. First, understand its definition. If a debt collection company can not supply accurate information and complete documentation after..

Borrowing: A Tale of You, Joe, Bob and Money Borrowed 

Borrowing can be a necessary evil. Let’s say you borrowed money from your friend Joe. Joe would be the creditor of this debt, the original creditor. And,..