Credit Applicants Beware: What is a Good Credit Score?

What Are Hard Inquiries?

  Hard inquiries are also referred to as hard pulls and occur every time a creditor checks your credit with the goal of providing you a..

Collections! How Accounts That Land Here Hurt Credit Scores

‘Collections’ is one of the dirtiest words in the credit business. If any of your accounts that land in here, your credit score will be negatively..

How Long Can a Collections Account Stay on my Credit

How Much Will a Foreclosure or Short Sale Hurt My Credit

Foreclosures and short sales can be Both foreclosures and short sales are usually the results of a borrower’s inability to continue making payments to the lender...

Late Payments: Yup, Just One Will Hurt Your Credit Score

Late payments may not seem to be that big of a deal. Let’s not sugar coat this. Yes, your credit will take a hit if you’re..

Debt Settlement

Debt Settlement is a program in which you try to reach an agreement with your creditors to pay a lower amount than what you owe them...

Debt Validation / Resolution

Debt Validation / Resolution Debt validation, or “debt verification”, refers to a consumer’s right to challenge a debt and/or receive written verification of a debt from a..

Debt Consolidation

Debt consolidation can be your saving grace. Debt consolidation is one of the most feasible debt relief options. The option can help you sleep better at..

Credit Counseling

Credit counseling may seem like something that is beneath you, but you may be amazed by the benefits. This alternative Debt Relief Option is also known..